Keep Wages and Salary Earnings Safe from Creditors

If the new resident receives wages or salaries as a substantial source of his or her income, it is recommended that the separate ‘wage account’ be established to which payroll contributions would be made for the benefit of the individual by the employer.

This account would, in essence, be established to fund the salary draws for the individual and, as such, would be entitled to statutory exemption under Florida law.

The Statute provides, in material part, that exemption of wages from garnishment shall apply to any wages deposited in any bank account maintained by the debtor when said funds may be traced and properly identified as wages’ (Florida Statutes Chapter 222.11).

This would give a measure of protection to this amount of money regardless of the filing of any claim against the individual.

If you or a loved one needs help with a situation involving one of these areas, please contact Thomas N. Silverman, P.A. at 561.775.7500 (24 hours) or

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